Property Investing

DSCR cash out refinancing can give you financial flexibility when you need it most.

DSCR Cash Out Refinancing For Savvy Investors

Investing in short-term, vacation, and long-term rentals can be a relatively easy way to generate income and accumulate wealth. At The Mortgage Shop, we deeply understand this. We’ve helped thousands of investors jump-start their investment property cash flow and access that much-needed equity. Through our flexible, low-barrier loan products, we make financing simple. One option …

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How to Get a DSCR Loan for Airbnb Investment Properties

How to Get a DSCR Loan for Airbnb Investment Properties

Debt service coverage ratio (DSCR) loans are a type of no-ratio loan used by real estate investors to avoid the personal income benchmarks of conventional loans. Unlike conventional loans, DSCR loans are based on the expected cash flow and earning potential of investment properties. They are essentially investment property loans and are used on all …

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Mortgage Rates for Second Home vs. Investment Property

There are many questions about second home vs. investment property mortgage rates, but we’re here to answer them. Mortgage rates for rental properties or second homes are higher than primary residences. However, there is less risk in buying a second home as opposed to an investment property. But that doesn’t mean there aren’t costs you …

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a white wooden miniature house on a welcome mat

Rental Property Investment: How to Choose, Buy, and Make It Profitable

Rental properties may provide a steady stream of income while also increasing in value over time. The Census Bureau estimates that there are around 48.2 million rental properties in the U. S. About a third of those units are owned by individual investors, including a considerable number of single-family and multifamily rentals. There are various …

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Villa

How to Pick the Right Vacation Rental Investment — A Guide for Investors

In recent years, investing in vacation rentals has become one of the most popular strategies for real estate investors looking to boost their portfolios and increase their monthly cash flow. At the same time, committing to a vacation rental investment has also become one of the best ways for first-time investors to kickstart their investment …

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