Internal Rate of Return (IRR) and Return on Investment (ROI) are financial metrics that gauge the potential of your investments. These metrics give insight into the expected returns and viability of your investments. Because they broadly serve the same function, new investors might get a little confused about which metric they should use. The Mortgage …
Selecting the right mortgage lender is as important as choosing your investment strategy. Comparing mortgage lenders is an effort of aligning your investment goals with a lender’s offerings. Of course, as an investor, you are inclined to look for lenders with affordable interest rates. However, a comparison of lenders is also about ensuring your ventures …
Every transaction in real estate involves a myriad of legal and financial intricacies that can be perplexing to both buyers and sellers. But what is rescission in real estate, and why is it so important to understand? Rescission, in the context of real estate, refers to the act of canceling or undoing a credit contract …
In the complex landscape of real estate investment, understanding financial dynamics is paramount. At the core of this understanding lies the Internal Rate of Return (IRR), a pivotal metric to examine real estate profitability. What is the internal rate of return? Often abbreviated as IRR, it holds the power to assess the profitability of real …
Real Estate Investing 101: What is the Internal Rate of Return in Real Estate? Read More »
An internal rate of return (IRR) gives you a clear picture of an investment’s potential by considering both the timing and magnitude of anticipated cash flows. When you’re gauging an investment opportunity, particularly ones with multiple cash inflows and outflows over time such as short-term rental properties IRR can help you to assess the viability …
Welcome to The Mortgage Shop’s comprehensive guide on Debt Service Coverage Ratio (DSCR) loans for commercial real estate. In this article, we’ll provide you with essential and in-depth information to help you make well-informed decisions when considering a DSCR loan. Whether you’re an experienced investor seeking to expand your real estate portfolio or a first-time …
What You Should Know About DSCR Loan For Commercial Real Estate Read More »
Investing in short-term, vacation, and long-term rentals can be a relatively easy way to generate income and accumulate wealth. At The Mortgage Shop, we deeply understand this. We’ve helped thousands of investors jump-start their investment property cash flow and access that much-needed equity. Through our flexible, low-barrier loan products, we make financing simple. One option …
Debt service coverage ratio (DSCR) loans are a type of no-ratio loan used by real estate investors to avoid the personal income benchmarks of conventional loans. Unlike conventional loans, DSCR loans are based on the expected cash flow and earning potential of investment properties. They are essentially investment property loans and are used on all …
There are many questions about second home vs. investment property mortgage rates, but we’re here to answer them. Mortgage rates for rental properties or second homes are higher than primary residences. However, there is less risk in buying a second home as opposed to an investment property. But that doesn’t mean there aren’t costs you …
Mortgage Rates for Second Home vs. Investment Property Read More »
A ready-to-move-in home that is rented out for a couple of days to a few weeks at a time is known as a short-term rental. Vacation rentals are another name for short-term rentals, which are viewed as an alternative to hotels. Many people with a second house or holiday properties earn extra money by renting …
