Generally 6 months from the time you close on your property for a rate and term refinance and 12 months for a cash-out refinance if you are doing a conventional loan. DSCR loans usually do not have this restriction but if you made major renovations within the last 6 months, they will only add the COST of the renovations to your value as opposed to taking the new appraised value on the finished product.

Typically, the max loan to value is 75%. This means 75% X the value of your property.

We Provide "White-Glove" Service to our Clients