We've Worked With Thousands Of Investors To Finance Their Rental Properties
Looking to qualify for an investment credit loan without jumping through hoops? That’s easy. Take a look at our products and see how they can work for you.
1. Second Home Loans
- Up to 90% LTV
- Minimum credit score of 620
- Short term rental income can be used to qualify if shown on previous year’s Schedule E
2. Investment Loans
Can’t qualify for a conventional loan? We have options. Property can be titled in an LLC, available for single family, and multifamily up to 4 units.
- Up to 85% LTV
- Credit score 640
3. DSCR Loans
- No personal income/no employment is needed
- Mortgage borrowers can own an unlimited amount of properties
- Minimum DSCR 1.00 – No DSCR needed with minimum 700 FICO and max 75% LTV
- Use only the market rents from the appraisal to qualify for the loan
- No DTI required
- Interest-only available
- LTVs up to 80%
- Credit score down to 680
4. Bank Statement Loan
- Use 12 or 24 months of business or personal bank statements or 1099’s to qualify income
- Credit scores down to 680
- LTVs up to 90%
5. Primary Residence Loan
- Standard income documentation including paystubs, W2, and tax returns
- Credit scores down to 620
- LTVs up to 99%
