The Best Mortgage Broker in Georgia To Secure Your Dream Home
You need a mortgage broker that you can trust to help you get the best loan possible. Whether it’s a VA loan, FHA loan, or conventional financing, we are brokers who will meet clients’ needs and provide the best rates and terms on Georgia home loans. We’ve helped thousands of Georgia borrowers find the right mortgage for their home purchase or refinance goals.
Looking for the top mortgage broker in Georgia?
Finding the right mortgage broker in Georgia can make all the difference between getting a good deal on your home and not. The best mortgage brokers are knowledgeable, experienced, and committed to helping you find the right loan for your budget and credit score. They’ll be able to help you navigate the entire process from start to finish so that all that’s left for you is moving into your new home!
If you’re looking for a variety of mortgage products, we have many to choose from including:
- Conventional Loans
- FHA Loans
- VA Loans
- Investor Cash Flow Loans
Get A Georgia Mortgage For Your Home
If you are looking for a mortgage broker in Georgia, this is the place for you. Our team of experienced professionals will be able to guide you through the process from start to finish, ensuring that you get the best deal on your loan and that it is completed on time. We understand how stressful it can be when trying to secure a loan so we do everything we can to make sure things run smoothly and efficiently.
We have been providing loans for over a decade, which has given us plenty of time to perfect our methods of getting clients their dream homes as quickly as possible. We work with most major banks and lenders so there really isn’t another company better suited than us for your needs!
FHA Loans in Georgia
FHA loans are popular with first-time buyers because they offer low down payments, flexible credit requirements, and a government-backed guarantee.
Homeowners who want to buy a home can get an FHA mortgage if their annual income is within the guidelines set by the Department of Housing and Urban Development (HUD). The current maximum FHA loan limit in Georgia is $453,100 for a single-family home. If you’re looking for an FHA loan in Georgia and want to know what your monthly mortgage payments may be, we can help.
For those who don’t have good credit scores or high enough incomes but still want to buy a home without putting 20% down on their FHA loans in Georgia; there’s also another option known as “the 203k renovation loan” which allows homeowners to borrow money through an FHA program designed specifically for buying older homes that need repairs and updates before they’re ready for habitation again.
Conventional Loans in Georgia
offered by banks, credit unions, and mortgage companies.
Conventional loans have lower down payments and closing costs than FHA and VA loans. Conventional home loans are also available with various repayment plans including fixed-rate or adjustable-rate mortgages (ARMs). If you prefer an ARM, your interest rate may adjust based on a number of factors including market fluctuations or changes to your credit score.
VA Loans in Georgia
VA loans are a great option for veterans, active duty personnel, and their families. The VA guarantees 100% financing on mortgages to eligible applicants. This means that you don’t need to make any down payment when securing a mortgage through this program.
Do I Qualify for VA Loan?
VA loans are also available to surviving spouses and families of service members who were deceased in service or disabled during military service. For many recent veterans, the VA loan has become an attractive alternative because of its flexible terms and low rates compared with conventional home loans.
Investor Cash Flow Loan
An Investor Cash Flow Loan is perfect for investors who want to qualify based on the cash flow of the investment property they are looking to purchase. This type of loan is based on the debt-service coverage ratio.
A high credit score is not required and neither is your own personal or other business income. Rates are competitive and even jumbo loans are available. You can also get an investor cash flow loan for residential or commercial properties. Best of all, you can use this for multiple properties. This is a great option for many investors!
The U.S. Department of Agriculture (USDA) loan program can help borrowers with lower credit scores and income levels to finance their home purchases. This is a great choice for those who might not meet conventional lending standards due to their low income and/or poor credit history.
The USDA Home Loan Guarantee Program is exclusively for certain rural properties such as farms, ranches, recreational homes, and other rural acreage located in designated USDA-approved areas across the country.
Find The Right Mortgage Broker in Georgia
The first thing to look for in a Georgia mortgage broker is the rates offered by their lenders. You’ll want to find a lender who has competitive rates and the best options in terms of the types of mortgages they can provide you with.
The second thing to look for in a Georgia mortgage broker is customer service. You don’t want to work with just any company; you want one that is reliable and trustworthy, but also has great communication skills so that you are kept up-to-date every step of the way when it comes to securing your home loan.
The third thing to look for in a Georgia mortgage broker is loan programs. Look for brokers like The Mortgage Shop who can find you fixed-rate loans, adjustable-rate loans, or hybrid loans so that you can choose which one works best for your financial situation and goals. That way, you’ll be able to find the best possible home that fits into the budgeted amount set aside by yourself and/or family members who are contributing towards making this dream come true!
The Mortgage Shop
The Mortgage Shop is a mortgage broker in Georgia that has been helping people buy homes for over 15 years. They have been featured in Bloomberg Magazine, Top 100 in Finance Magazine, and more, so you can be assured that your loan will be processed by an experienced professional from start to finish.
Why Choose The Mortgage Shop
Choosing the right mortgage company is an important decision. At The Mortgage Shop, we work with you to find the best loan program for your needs and lifestyle. We offer a wide range of mortgage products with many different options that fit every budget. Our experts are industry leaders in Georgia who have over 15 years of experience in this field, and they can help you navigate the process from start to finish. We also have a great reputation in our community and are always accessible when you need us!
If you’re looking to get approved for a home loan in Georgia, we can help. Our staff is always available to assist with any questions or concerns that may arise during the application process. If you have any questions about what types of loans are available in your area or what services we offer, contact us today!